April 27, 2023

Disabled and Planning To Move?

Disabled and Planning To Move?

4 questions to consider before buying a home

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Simple steps to buy a home successfully

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Consider your finance options, and then choose the best one available

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Make an offer with some wiggle room for negotiation

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Which other tips do you recommend when buying a home?

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A disability doesn’t have to get in the way of moving somewhere new. Whether you're planning on staying in your current city or planning a move across state lines, there are some things that you should consider. Below are some helpful moving tips for people with disabilities.

Look Into Grants

Many Americans with disabilities either live in inaccessible housing or are forced to move due to access issues. These moves can cause significant disruptions in a person's life. Fortunately, there are remedies. The U.S. Department of Housing and Urban Development (HUD) offers several programs and grants that make it easier for disabled people to find accessible housing and for landlords to make their properties accessible.

Know Your Rights

The ADA requires property owners to make reasonable accommodations for people with disabilities when selling their homes. While the law doesn't require a seller to make structural changes to the home, it does require the seller to make a reasonable effort to make the property accessible.

Check Your Credit Score and Find a Mortgage Lender

If you've got bad credit, you may have a hard time finding a mortgage or securing financing for a home. While your score isn't the only factor that lenders consider, it's a key indicator. Check your score and take any necessary steps to improve it before you start shopping for a new home.

When you're ready to secure a mortgage, shop around. Different lenders have different guidelines and requirements. If you're taking advantage of housing assistance programs, you might need to use an approved lender. Before you settle on a mortgage provider, compare interest rates and offers.

Find a Good Real Estate Agent

Look for a real estate agent who specializes in the area you plan on moving to. To find a good real estate agent, look for reviews online. If accessibility is a major concern for you because of your particular disability, make sure your agent understands your needs, and don't be afraid to ask if they have experience working with disabled clients.

If you can't find a home that's already accessible, you might need to make modifications. These might include:

•             Ramps. If you have a walker or wheelchair, you should also find a home with a ramp leading into the house from the street.

•             Level entry. Look for homes with level entryways, especially if you plan to transport a wheelchair inside.

•             Wider doors and hallways. Look for homes where all doorways are wide enough for a wheelchair to pass through.

Packing and Moving

If you're not able to pack your things alone, make sure you ask for help from a trusted friend, family member, or local moving company. Discuss your disability with your moving company — many have teams dedicated to helping disabled clients. Check reviews on Facebook, Google, or Yelp before committing to a specific company.

Keep in mind that moving will cost more if you're relocating to another city or state or if you have a lot of belongings. However, sharing truck space with another family can help save on costs.

Making Things Easier

Moving to a new home is one of the biggest moves you'll ever make. Having a disability can make things even more daunting. But If you know what to expect, you can handle things more easily.

Del Rio Real Estate can help you find the perfect home that fits your needs and lifestyle. Get in touch with us today by calling 225-218-0888

Thank you to Patrick Young for providing this very informative article for my clients. Please view his website for more information.